资本复利
复利是指在每经过一个计息期后，都要将所剩利息加入本金，以计算下期的利息。这样，在每一个计息期，上一个计息期的利息都将成为生息的本金，即以利生利，也就是俗称的“利滚利”。
复利的计算公式是：
S=P（1+i）^n
其中：P=本金；i=利率；n=持有期限
|
银行定存 |
固定收益信托区间 |
阳光私募收益区间 |
巴菲特 |
索罗斯 |
| 年限\利率 |
3% |
9% |
10% |
11% |
12% |
15% |
16% |
17% |
18% |
20% |
30% |
| 1 |
1.03 |
1.09 |
1.10 |
1.11 |
1.12 |
1.15 |
1.16 |
1.17 |
1.18 |
1.20 |
1.30 |
| 2 |
1.06 |
1.19 |
1.21 |
1.23 |
1.25 |
1.32 |
1.35 |
1.37 |
1.39 |
1.44 |
1.69 |
| 3 |
1.09 |
1.30 |
1.33 |
1.37 |
1.40 |
1.52 |
1.56 |
1.60 |
1.64 |
1.73 |
2.20 |
| 4 |
1.13 |
1.41 |
1.46 |
1.52 |
1.57 |
1.75 |
1.81 |
1.87 |
1.94 |
2.07 |
2.86 |
| 5 |
1.16 |
1.54 |
1.61 |
1.69 |
1.76 |
2.01 |
2.10 |
2.19 |
2.29 |
2.49 |
3.71 |
| 6 |
1.19 |
1.68 |
1.77 |
1.87 |
1.97 |
2.31 |
2.44 |
2.57 |
2.70 |
2.99 |
4.83 |
| 7 |
1.23 |
1.83 |
1.95 |
2.08 |
2.21 |
2.66 |
2.83 |
3.00 |
3.19 |
3.58 |
6.27 |
| 8 |
1.27 |
1.99 |
2.14 |
2.30 |
2.48 |
3.06 |
3.28 |
3.51 |
3.76 |
4.30 |
8.16 |
| 9 |
1.30 |
2.17 |
2.36 |
2.56 |
2.77 |
3.52 |
3.80 |
4.11 |
4.44 |
5.16 |
10.60 |
| 10 |
1.34 |
2.37 |
2.59 |
2.84 |
3.11 |
4.05 |
4.41 |
4.81 |
5.23 |
6.19 |
13.79 |
| 11 |
1.38 |
2.58 |
2.85 |
3.15 |
3.48 |
4.65 |
5.12 |
5.62 |
6.18 |
7.43 |
17.92 |
| 12 |
1.43 |
2.81 |
3.14 |
3.50 |
3.90 |
5.35 |
5.94 |
6.58 |
7.29 |
8.92 |
23.30 |
| 13 |
1.47 |
3.07 |
3.45 |
3.88 |
4.36 |
6.15 |
6.89 |
7.70 |
8.60 |
10.70 |
30.29 |
| 14 |
1.51 |
3.34 |
3.80 |
4.31 |
4.89 |
7.08 |
7.99 |
9.01 |
10.15 |
12.84 |
39.37 |
| 15 |
1.56 |
3.64 |
4.18 |
4.78 |
5.47 |
8.14 |
9.27 |
10.54 |
11.97 |
15.41 |
51.19 |
| 16 |
1.60 |
3.97 |
4.59 |
5.31 |
6.13 |
9.36 |
10.75 |
12.33 |
14.13 |
18.49 |
66.54 |
| 17 |
1.65 |
4.33 |
5.05 |
5.90 |
6.87 |
10.76 |
12.47 |
14.43 |
16.67 |
22.19 |
86.50 |
| 18 |
1.70 |
4.72 |
5.56 |
6.54 |
7.69 |
12.38 |
14.46 |
16.88 |
19.67 |
26.62 |
112.46 |
| 19 |
1.75 |
5.14 |
6.12 |
7.26 |
8.61 |
14.23 |
16.78 |
19.75 |
23.21 |
31.95 |
146.19 |
| 20 |
1.81 |
5.60 |
6.73 |
8.06 |
9.65 |
16.37 |
19.46 |
23.11 |
27.39 |
38.34 |
190.05 |
| 21 |
1.86 |
6.11 |
7.40 |
8.95 |
10.80 |
18.82 |
22.57 |
27.03 |
32.32 |
46.01 |
247.06 |
| 22 |
1.92 |
6.66 |
8.14 |
9.93 |
12.10 |
21.64 |
26.19 |
31.63 |
38.14 |
55.21 |
321.18 |
| 23 |
1.97 |
7.26 |
8.95 |
11.03 |
13.55 |
24.89 |
30.38 |
37.01 |
45.01 |
66.25 |
417.54 |
| 24 |
2.03 |
7.91 |
9.85 |
12.24 |
15.18 |
28.63 |
35.24 |
43.30 |
53.11 |
79.50 |
542.80 |
| 25 |
2.09 |
8.62 |
10.83 |
13.59 |
17.00 |
32.92 |
40.87 |
50.66 |
62.67 |
95.40 |
705.64 |
| 26 |
2.16 |
9.40 |
11.92 |
15.08 |
19.04 |
37.86 |
47.41 |
59.27 |
73.95 |
114.48 |
917.33 |
| 27 |
2.22 |
10.25 |
13.11 |
16.74 |
21.32 |
43.54 |
55.00 |
69.35 |
87.26 |
137.37 |
1192.53 |
| 28 |
2.29 |
11.17 |
14.42 |
18.58 |
23.88 |
50.07 |
63.80 |
81.13 |
102.97 |
164.84 |
1550.29 |
| 29 |
2.36 |
12.17 |
15.86 |
20.62 |
26.75 |
57.58 |
74.01 |
94.93 |
121.50 |
197.81 |
2015.38 |
| 30 |
2.43 |
13.27 |
17.45 |
22.89 |
29.96 |
66.21 |
85.85 |
111.06 |
143.37 |
237.38 |
2620.00 |
